Showing posts with label debt free. Show all posts
Showing posts with label debt free. Show all posts
Thursday, February 12, 2009
Wednesday, February 11, 2009
It's OFFICIAL!!!!
We're...........DEBT ...........FREE!!!!!!!!!!!!
It is official. Yes, we are debt free!!! We can hardly believe it and we are so thrilled and feel so blessed. Last January, we started Dave Ramsey's program, The Total Money Makeover. You may remember me posting about going to his live show in May and we had planned to have our debts paid off by early fall. Well, we had a few bumps along the road and things come up, but here we are. No debts.
In less than 1 year, we paid off $30,000. I can't believe that we actually did it! It wasn't easy, not at all. We had to give up a lot of 'fun' things and we got a lot of flack from people, but we knew it would all be worth it. Now, we're on the other side, having gone through it and it was ALL worth it! What an incredible feeling!
If you don't know anything about Dave Ramsey, check out his website here. Or tune in and listen on 570 AM from 7 - 10pm. It's not any magic formulas or secret investments, it's common sense, but ideas that the American society has moved far away from. We feel so blessed and we are so grateful to Heavenly Father for his bounteous blessings.
The kids were as much a part of this than anything. They had to give up things too. We would always tell them, "Nope, we can't buy that because remember, we're getting out of debt." Or, "No, we're not going out to eat tonight because we're paying off our debts." They got used to the idea and stopped asking for things. One time at the grocery store our bill came up and Connor said, "Mom, do we have enough in the budget for that?" I assured him that yes, we did have enough. The checker practically choked on her gum and said, "Wow....that's great you're teaching your kids about budgeting at such a young age."
The day we paid off our last debt the kids were almost as excited as we were. Makenna's teacher told me she came to school so excited and said, "Teacher, teacher, we're debt free!!!!" The teacher laughed and said, "Do you know what that means?" Makenna said, "Yes, and you don't?" The teacher said, "No, I know what it means, I just want to make sure you know what it means." She said, "Yes, it means that we don't owe anyone any money."
The next day at the store I ran into an old neighbor that my kids don't know from anyone. McKay waited until we were done talking and said, "Guess what? We're debt free!" I'm glad that they are so excited about it all.
We went out to eat to celebrate and we are so thrilled that our money is working for us now, not us working for our money. Thank you to all those family members and friends who encouraged us and gave us support through this whole thing! We did it!!!
We have lived like no one else, so now, we can live like no one else.
It is official. Yes, we are debt free!!! We can hardly believe it and we are so thrilled and feel so blessed. Last January, we started Dave Ramsey's program, The Total Money Makeover. You may remember me posting about going to his live show in May and we had planned to have our debts paid off by early fall. Well, we had a few bumps along the road and things come up, but here we are. No debts.
In less than 1 year, we paid off $30,000. I can't believe that we actually did it! It wasn't easy, not at all. We had to give up a lot of 'fun' things and we got a lot of flack from people, but we knew it would all be worth it. Now, we're on the other side, having gone through it and it was ALL worth it! What an incredible feeling!
If you don't know anything about Dave Ramsey, check out his website here. Or tune in and listen on 570 AM from 7 - 10pm. It's not any magic formulas or secret investments, it's common sense, but ideas that the American society has moved far away from. We feel so blessed and we are so grateful to Heavenly Father for his bounteous blessings.
The kids were as much a part of this than anything. They had to give up things too. We would always tell them, "Nope, we can't buy that because remember, we're getting out of debt." Or, "No, we're not going out to eat tonight because we're paying off our debts." They got used to the idea and stopped asking for things. One time at the grocery store our bill came up and Connor said, "Mom, do we have enough in the budget for that?" I assured him that yes, we did have enough. The checker practically choked on her gum and said, "Wow....that's great you're teaching your kids about budgeting at such a young age."
The day we paid off our last debt the kids were almost as excited as we were. Makenna's teacher told me she came to school so excited and said, "Teacher, teacher, we're debt free!!!!" The teacher laughed and said, "Do you know what that means?" Makenna said, "Yes, and you don't?" The teacher said, "No, I know what it means, I just want to make sure you know what it means." She said, "Yes, it means that we don't owe anyone any money."
The next day at the store I ran into an old neighbor that my kids don't know from anyone. McKay waited until we were done talking and said, "Guess what? We're debt free!" I'm glad that they are so excited about it all.
We went out to eat to celebrate and we are so thrilled that our money is working for us now, not us working for our money. Thank you to all those family members and friends who encouraged us and gave us support through this whole thing! We did it!!!
We have lived like no one else, so now, we can live like no one else.
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